Holiday seasons are the worst when you are on a budget. You see sales everywhere, people are constantly in shopping malls buying things all around you, all the time. There are also decorations everywhere putting you in the mood to celebrate and be festive. Everything around you is tempting you to participate and do the same as everyone else. But this year I have decided that I am not going to get into temptation and restrict myself from buying all the things I usually spend on right around the holidays. These are 8 such things I will not be spending my money on this season: Lending/Gifting money to friends/family Lending or gifting money to friends and family can be tricky, and here’s why it can be a waste of money: Lack of Repayment: Loans to family or friends often come with the unspoken expectation that they might not be repaid. This can lead to financial strain and strained relationships if the money isn’t returned. Resentment and Conflict: Money issues can cause significant tensio...
an approach to a realistic and simple lifestyle